After burning an enormous hole in my pocket for the sake of my hair (which in the end turned out worse than crap that is very bad, will explain if I see you).. my balance of payment is negative. I am running on a deficit, funded by unilateral transfers from the sister.

(Because I don't treat my scholarship allowance as my own.)

Therefore, there is a need to do this:

SAVINGS PLAN!

1. Cab at most 4 times a month
2. Only allowed to purchase at most 1dress + 1top + 1bottom +1bag each month.
3. Eat out at most 2 times a week.
4. No more purchasing scrapbooking materials.
5. Stop canceling tuition.
6. No Dragonfruit juice from the deck when school reopens. (Bring waterbottle and fill with Ribena.)
7. Eat BeeHoon/YTF in school everyday (if necessary).
8. Save $2 everyday (AND STOP TAKING MONEY OUT OF THE PIGGY BANK!)
9. Hide money in the house so that I can be surprised by them one day.
10. Sell 4 pieces of clothes each month.

Let's hope I can keep to this for 3months. Fingers crossed.